A Northern Vermont Independent Insurance Agency Since 1972
Hull Insurance Agency is an independent insurance agency in Vermont with deep roots in Enosburg Falls and the surrounding towns of St. Albans, Swanton, Milton, Georgia, and Newport. Our local insurance agents compare options from multiple Vermont insurance agents and national carriers to help you choose coverage for home, auto, farm, and business. If you live or work in Franklin, Lamoille, or Orleans County, start with a quick conversation and a no-pressure quote.
Personal and Commercial Insurance at a Glance
Auto Insurance
Practical protection for cars, SUVs, and pickups on Route 105 and county roads across Franklin County. We quote several companies to find strong value for Vermont drivers.
Homeowners Insurance
Coverage for primary homes, lake camps, and manufactured homes from Enosburg Falls to Milton and Georgia. Ask about savings when you bundle home and auto.its for teams of any size.
Renters Insurance
Affordable coverage for your belongings if you rent in St. Albans, Swanton, or Newport. Add personal liability for extra peace of mind.
Farm Insurance
Policies for family farms and ag operations in the Missisquoi Valley and the Northeast Kingdom. From barns to equipment, talk to a local team that knows farm life.
Commercial Insurance
From Main Street retailers to contractors, we help businesses in Northern Vermont choose general liability, commercial property, workers compensation, and more.
Recreational Vehicle Insurance
Coverage for snowmobiles, ATVs, boats, and campers used around Jay Peak, Lake Carmi, and local trails.
Why Choose Hull Insurance
Independent guidance
We represent multiple carriers including Co-operative, Concord, Progressive, Ohio Mutual, Safeco, and more. That means more choice and real advice.
- Local experience
Our team lives here and understands Vermont weather, rural roads, lake camps, and small-business needs across Franklin, Lamoille, and Orleans County.
- Personal service
You will have direct access to agents who explain options clearly, review coverage as life changes, and support you at claim time.
- Community trust
Hull Insurance Agency has helped neighbors since 1972 and continues to support local events and organizations.
Vermont Community Focus
From supporting volunteer departments to helping small shops on Main Street, Hull Insurance Agency serves Enosburg Falls, Highgate, Franklin, Berkshire, Richford, Eden, Hyde Park, Morristown, and Hardwick. We understand seasonal work, winter conditions, and tourism patterns that affect coverage decisions for families and businesses in Northern Vermont.
What Neighbors Say
"Attentive, Prompt and Reliable. My best Insurance experience to date!"
- Robert B.
"We have been very, very happy with our Hull Insurance Customer Experience ! Laura in-particular has been nothing short of great!!!"
- Thomas F.
"They listen, they get right back - they answer their phone, they know their stuff - plus they have come through when we needed them"
- Barbara F.
"Super helpful and quick."
- Cassandra S.
Insurance Resources For Vermont
Browse practical explainers and local tips, like what to bring for a Vermont auto insurance quote or how to prepare for winter claims before the first storm.
What Neighbors Say
Do you only work with certain insurance companies?
No. As an independent agency, we’re not tied to any one carrier. That means we shop multiple options and recommend what’s actually best for you—not what’s best for them. This independence lets us focus on your needs instead of meeting a sales quota.
Can you help if I’m turning 65 and new to Medicare?
Yes. Medicare is complex, but we break it down step by step. We’ll help you understand your options for Original Medicare, Medicare Advantage, and Part D plans, and explain how to avoid penalties. Whether you want to keep your current doctors or need extra benefits, we’ll guide you every step of the way.
Do I have to pay for your services?
No. Our services are free to you because we’re compensated by insurance carriers when you enroll. But our commitment is to you—not them. We don’t push products; we focus on helping you make the right decision.
Can small businesses offer health insurance affordably?
Yes, and it’s often more doable than you think. We help business owners design benefits packages that balance cost and coverage, whether you’re a team of five or fifty. Offering group health doesn’t have to break your budget—we’ll show you smart options that work.
Do you work with clients outside your state?
Absolutely. We serve clients nationwide with virtual meetings and secure tools, so you get the same level of personal service no matter where you are.
Ready To Get A Quote
Tell us a bit about your situation and upload documents if you like. We reply quickly, and after-hours submissions receive a confirmation so you know we are on it.
Areas We Serve
Proudly serving Enosburg Falls and nearby communities in Franklin, Lamoille, and Orleans County including St. Albans, Swanton, Milton, Georgia, Highgate, Franklin, Berkshire, Richford, Jay, North Troy, Newport, Eden, Hyde Park, Morristown, and Hardwick.
